Hearthwell
No cost to compare · No obligation
Homeowners insurance quotes

Compare home insurance and stop overpaying

See home insurance quotes from top providers in your area. About 30 seconds, and comparing costs you nothing.

  • No cost to compare rates
  • No obligation to switch
  • Rates for your ZIP code
Step 1 of 4

Enter your ZIP to compare home insurance

We use it to find providers licensed in your area.

Please enter a valid 5-digit ZIP code.

Comparing quotes is free. You only pay if you choose a policy.

What are you looking for?

Pick the closest match. You can go over the details on the call.

Do you own your home?

Homeowners policies are for property owners.

Finding home insurance rates…

Last step: where should your quotes go?

A licensed agent will call or text to go over your options and pricing.

Please enter your first and last name.
Please enter a valid 10-digit U.S. phone number.

Thanks, you're all set

A licensed agent or marketing partner may call or text to go over your quotes. Calls may come from numbers you don't recognize.

Home insurance is for homeowners

These quotes are for homeowners policies. If you rent, you'd want renters insurance instead — ask any provider about it.

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How it works

  1. Tell us about your home

    Your ZIP and a couple of quick answers, about 30 seconds.

  2. Hear from licensed agents

    Up to 4 agents or partners who serve your area reach out with quotes.

  3. Compare and decide

    Weigh the quotes side by side. Switch only if a price works for you.

What shapes your home insurance premium

Home age & construction

Older homes and certain materials can raise or lower the price.

Coverage & deductible

Dwelling limits and your deductible move the premium up or down.

Claims history

Recent claims on the home or by you affect the rate.

Location

Weather, fire and crime risk vary by ZIP and state.

Common questions

Does comparing cost anything?

No. Comparing quotes is free. You only pay if you choose to buy a policy.

Do I have to switch?

No. You're under no obligation. Compare and keep your current policy if it's still the best deal.

Who will contact me?

Up to 4 licensed agents or marketing partners (see our partners list) may call or text you about quotes.

Can I bundle home and auto?

Often, yes, and bundling can lower both. Ask each agent what a combined quote would look like.

Ready to see if you can save?

Start my quotes
Start my quotes